Put your surplus capital to work. Competitive AER rates, flexible terms, and SEPA-integrated cash management for Cyprus businesses.
All accounts covered by the Cyprus Deposit Protection Scheme up to €100,000 per depositor.
Rates effective 1 May 2026. Subject to change in line with ECB base rate movements.
| Account Type | Minimum Balance | AER (Gross p.a.) | Interest Payment | Access |
|---|---|---|---|---|
| Business Regular Saver | €500 | 2.00% | Monthly | Instant |
| Business High-Yield — Tier 1 | €5,000 | 3.00% | Quarterly | 4 withdrawals/month |
| Business High-Yield — Tier 2 | €25,000 | 3.25% | Quarterly | 4 withdrawals/month |
| Business High-Yield — Tier 3 | €50,000 | 3.50% | Quarterly | 4 withdrawals/month |
| Business Money Market — Tier 1 | €25,000 | 3.80% | Monthly | SEPA Instant |
| Business Money Market — Tier 2 | €100,000 | 4.00% | Monthly | SEPA Instant |
| Business Money Market — Tier 3 | €250,000 | 4.20% | Monthly | SEPA Instant |
| Business Fixed Deposit — 3 months | €10,000 | 3.25% | At maturity | Fixed term |
| Business Fixed Deposit — 6 months | €10,000 | 3.60% | At maturity | Fixed term |
| Business Fixed Deposit — 12 months | €10,000 | 4.10% | Monthly or maturity | Fixed term |
| Business Fixed Deposit — 24 months | €10,000 | 4.35% | Monthly or maturity | Fixed term |
| Business Fixed Deposit — 36 months | €10,000 | 4.50% | Monthly or maturity | Fixed term |
AER = Annual Equivalent Rate. Illustrative only; actual returns may vary. Early redemption of Fixed Deposits may incur a fee equivalent to 60 days' interest.
Tools and features to keep your working capital productive.
Move funds between your savings and checking in seconds — 24/7, including weekends and public holidays.
Set a target balance for your checking account. Surplus funds automatically sweep into your high-yield savings overnight.
Business Online Banking shows projected interest earnings based on current balances and selected account type.
Grant view-only or transaction rights to your CFO or accountant — with full audit trail for compliance.
Push notifications for interest credits, rate changes, and maturity reminders straight to your mobile device.
All balances covered by the Cyprus Deposit Protection Scheme up to €100,000 per depositor per institution.
Your business savings integrate seamlessly with the pan-European SEPA payment network — move money across 36 countries at domestic cost.
Countries in the SEPA zone accessible from your CUSB business account
Average SEPA Instant transfer clearing time
Open a Business Savings account online in under 10 minutes. No branch visit required.
Open Business Savings Talk to a Specialist