Smart accounts, great rates, and the tools you need to manage your money with confidence.
From everyday spending to advanced money management, our checking accounts come with zero monthly fees, a free Visa debit card, and access to 85,000+ surcharge-free ATMs nationwide.
| Feature | Free Checking | Advantage Checking ★ | Premier Checking |
|---|---|---|---|
| Monthly Fee | $0 | $0 | $12 (waivable) |
| Min. Opening Deposit | $25 | $25 | $100 |
| ATM Fee Refunds | — | Up to $15/mo | Unlimited |
| Interest Earned | — | 0.10% APY | 0.25% APY |
| Overdraft Protection | ✓ | ✓ | ✓ |
| Free Checks | — | First box free | Always free |
| Dedicated Advisor | — | — | ✓ |
Our savings accounts consistently outperform national averages. Whether you're building an emergency fund, saving for a home, or planning a vacation, we have the right account for you.
Share Certificates (the credit union equivalent of CDs) offer guaranteed, fixed returns over a set term. Perfect for money you won't need immediately and want working harder for you.
Every CUSB checking account includes a free Visa debit card. Upgrade to our rewards credit card and earn cash back on every purchase — with no annual fee.
Our award-winning mobile app and online banking platform put full control in your hands.
Deposit checks, transfer money, pay bills, and manage your accounts from your iPhone or Android device.
Biometric login, 256-bit encryption, real-time fraud monitoring, and instant card lock/unlock.
AI-powered spending insights, automatic categorization, and savings goals tracker built right in.
Send money to friends, family, or other accounts instantly with Zelle® integration built into the app.
Pay any bill from one place. Schedule recurring payments and never miss a due date again.
See all your CUSB accounts, loans, and cards in one clear dashboard with net worth tracking.