Accept payments anywhere — in-store, online, or on the go. Fast settlement, low rates, and full SEPA Direct Debit integration for Cyprus businesses.
Processing rate from
Settlement to CUSB account
SEPA countries accepted
Merchant support line
Whether you run a café in Limassol or an e-commerce store shipping across Europe, we have a payment solution for you.
Professional countertop terminal for retail, hospitality, and service businesses. Accepts chip & PIN, contactless, and mobile wallets.
Compact Bluetooth reader pairs with your iOS or Android device. Perfect for market traders, delivery drivers, and field service businesses.
PCI DSS Level 1 certified payment gateway for your website or mobile app. Supports 3D Secure 2.0 and 150+ currencies.
Collect recurring payments from customers across 36 SEPA countries automatically. Ideal for subscriptions, memberships, and B2B billing.
Take card payments over the phone or by mail order using any computer — no hardware required. MOTO-certified and PCI compliant.
Generate a payment link in seconds and share via WhatsApp, email, or SMS. Your customer pays securely — no website needed.
Transparent, interchange-plus pricing. No hidden fees. Monthly statements available in Business Banking.
| Payment Method | Rate | Fixed Fee | Monthly Fee | Notes |
|---|---|---|---|---|
| Visa / Mastercard Debit (Countertop) | 1.49% | — | €15/terminal | Contactless included |
| Visa / Mastercard Credit (Countertop) | 1.75% | — | €15/terminal | Reward cards standard rate |
| American Express (Countertop) | 2.20% | — | Included | OptBlue programme |
| Mobile Reader (all cards) | 1.65% | — | €0 (PAYG) | Requires Merchant app |
| Online Gateway — Consumer Debit | 1.75% | €0.25 | €25 | Includes 3DS2 |
| Online Gateway — Consumer Credit | 2.00% | €0.25 | €25 | SCA compliant |
| SEPA Direct Debit (per mandate exec.) | — | €0.20 | €10 | Core & B2B scheme |
| Virtual Terminal / MOTO | 1.85% | €0.10 | €15 | No hardware needed |
| Payment Links | 1.75% | €0.20 | €0 | QR code included |
| Chargeback handling fee | — | €15/chargeback | — | Waived if merchant wins |
| Multi-Currency DCC | 0% surcharge | — | Included | Margin built into FX rate |
All rates exclude VAT at 19%. High-volume merchants (>€500K/year) qualify for bespoke pricing — contact our Merchant Services team.
Your takings clear to your CUSB Business Checking account by 9am the following business day.
Transaction authorised in real time at your POS, gateway, or mobile reader.
Your terminal automatically closes the daily batch at 23:00 Cyprus time.
Net settlement (after fees) credited to your CUSB account by 09:00 next business day.
Itemised transaction report visible in Business Online Banking and Merchant Portal.
Native integrations and open API for your accounting and e-commerce platforms.
Don't see your platform? Our developer API supports any system. Contact our integration team.
Terminal delivered within 3 business days. Online gateway live in 24 hours.
Talk to Merchant Services Apply Online