Business Banking

Banking built for businesses of every size — from sole proprietors to growing enterprises.

No monthly fees on qualifying accounts
Dedicated business advisors
48-hour loan decisions
Full online & mobile access
Business Checking

The Right Checking Account for Your Business

Choose the plan that fits your transaction volume, team size, and cash flow needs.

Starter
$0 /month
Perfect for freelancers, sole proprietors, and new businesses.
  • 200 free transactions/month
  • Free Visa business debit card
  • Free online & mobile banking
  • Free bill pay
  • $25 minimum opening deposit
  • — Payroll services
  • — Dedicated advisor
Get Started
Enterprise
$35 /month
Full-service banking for established businesses and organizations.
  • Unlimited transactions
  • Up to 10 debit cards
  • Full online banking suite
  • Free ACH & wire transfers
  • $500 minimum opening deposit
  • Full payroll services
  • Dedicated business advisor
Talk to an Advisor
Business Savings

Put Your Business Cash to Work

Don't let idle business funds sit in a low-yield account. Our Business Savings and Money Market accounts offer competitive rates so your reserves grow between payroll runs and tax payments.

  • Business Savings: 3.25% APY, $250 minimum
  • Business Money Market: up to 4.50% APY, tiered balances
  • Business CDs: locked-in rates from 6 months to 3 years
  • No penalty for emergency access on select accounts
  • NCUA insured up to $250,000
View Business Rates
Business Money Market
4.50% APY
Balances $50,000+

Min. Balance
$250
NCUA Insured
$250K
SBA Business Loan
From 6.75%
APR — Fixed or Variable

Amount
Up to $5M
Decision
48 Hours
Terms
Up to 25yr
Business Loans

Financing to Fuel Your Growth

Whether you're purchasing equipment, expanding your location, or managing cash flow, our business lending team delivers fast decisions and competitive terms tailored to your business.

  • Business Lines of Credit from $10,000–$500,000
  • Commercial Real Estate Loans up to $5 million
  • SBA 7(a) and 504 loan programs
  • Equipment Financing with flexible terms
  • Invoice Financing and working capital solutions
  • 48-hour credit decisions for most applications
Explore Business Loans
Merchant Services

Accept Payments, Anywhere

Our merchant services solutions help you accept credit cards, debit cards, and digital payments in-store, online, or on the go — with competitive processing rates and next-day funding.

  • Accept Visa, Mastercard, Amex, and Discover
  • Tap-to-pay, chip, and swipe terminals
  • E-commerce payment gateway integration
  • Mobile card readers for on-the-go businesses
  • Next-day funding to your CUSB account
  • Detailed reporting and analytics dashboard
Get Merchant Services
Merchant Processing Rate
From 1.79%
Per transaction + $0.10

Funding
Next Day
Setup Fee
$0
Contract
None
Industries We Serve

Built for Your Industry

We have specialized experience serving businesses across a wide range of sectors.

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Healthcare

🏗️

Construction

🍽️

Restaurants

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Retail

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Legal & Professional

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Agriculture

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Real Estate

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Technology

Let's Grow Your Business Together

Talk to a dedicated business advisor today — no obligation.