No monthly fees, free contactless Visa card, and access to thousands of ATMs across Cyprus and Europe.
Our personal current accounts are designed for real life — no minimum balance requirements, no hidden charges, and instant access to your money when you need it. Every account includes a free contactless Visa debit card, free online banking, and access to the DIAS ATM network across Cyprus.
Open your account in minutes online — no branch visit required. Once approved, your Visa card is mailed within 5 working days and your account is live instantly.
Pick the account that matches your lifestyle and banking needs.
| Feature | Free Checking | Advantage Checking ★ | Premier Checking |
|---|---|---|---|
| Monthly Fee | €0 | €0 | €12 (waivable) |
| Minimum Opening Deposit | €25 | €25 | €100 |
| Visa Debit Card | ✓ Free | ✓ Free | ✓ Premium |
| Online & Mobile Banking | ✓ | ✓ | ✓ Priority |
| Free SEPA Transfers | ✓ | ✓ | ✓ |
| ATM Fee Refunds | — | Up to €10/month | Unlimited |
| Interest on Balance (AER) | — | 0.10% | 0.25% |
| International Wire Transfers | Standard fee | Standard fee | Free |
| Overdraft Protection | ✓ | ✓ | ✓ |
| Dedicated Banking Advisor | — | — | ✓ |
| Travel & Purchase Insurance | — | — | ✓ |
No paperwork, no branch visit required. Everything is done online.
Fill in the simple application form at cusavings.com — takes under 5 minutes.
Upload your Cypriot ID card or passport digitally. No in-person visit needed.
Fund your account with a minimum of €25 via bank transfer or card payment.
Your account is live instantly. Your Visa card arrives within 5 working days.
Join 120,000 members who bank smarter with CUSB. No fees. No hassle.