Member-Owned Since 1962 • CBC Regulated

Banking Built
Around Your Future

Cyprus Union Savings Bank delivers competitive AER rates, SEPA-powered payments, and personalised service — because every member is an owner, not just a customer.

CBC Regulated
Deposits Protected €100K
256-bit TLS Encryption
24/7 Support
Total Savings Balance
€ 24,850.00
Cyprus Union Savings Bank
AER Rate
3.50%
Interest Earned
+€289.25
This Month
May 2026
High-Yield Savings
3.50%
AER gross p.a.
↑ Increased
Share Certificate 12mo
3.50%
AER fixed
Share Certificate 36mo
4.00%
AER fixed
Home Mortgage
3.75%
APRC from
Business Loan
4.25%
APRC from
Business Money Market
4.20%
AER up to
€2.1B+
Assets Under Management
118K+
Members Across Cyprus
4.20%
Top AER on Savings
63 yrs
Serving the Community
12
Branches Island-wide
Our Products

Everything You Need to Thrive

Comprehensive banking solutions for every stage of your financial journey — personal, business, and everything in between.

Why Choose Us

A Different Kind of Bank

As a member-owned credit union regulated by the Central Bank of Cyprus, our profits return to you — in better rates, lower fees, and genuine service.

  • Member Ownership

    You're an owner, not a customer. Our decisions benefit you, not shareholders.

  • Top AER Savings Rates

    Earn up to 4.20% AER — consistently above Cyprus banking average, ECB-linked.

  • Lower Loan Rates

    Save thousands on mortgages, auto loans, and lines of credit versus high-street banks.

  • GDPR & CBC Compliant

    Your data and deposits are protected under EU law and Cyprus Deposit Protection Scheme.

  • Community First

    Rooted in Cyprus for over 63 years, investing in local families and businesses island-wide.

How It Works

Get Started in Minutes

1

Apply Online

Complete our secure enrollment form — takes under 5 minutes. Fully GDPR-compliant, no branch visit required.

2

Fund Your Account

Deposit as little as €10 via SEPA transfer, debit card, or at any of our 12 Cyprus branches.

3

Start Banking

Access your account instantly via our mobile app, online banking portal, or in branch across Cyprus.

Open an Account Learn Our Story
Mobile Banking

Your Bank, Wherever You Are

The CUSB mobile app puts full banking power in your pocket. SEPA Instant transfers, real-time notifications, AI budgeting, and biometric security — all in one beautifully simple app.

  • SEPA Instant transfers — settle in 10 seconds, 24/7
  • Mobile cheque deposit — photograph & upload
  • AI-powered spending insights and budgets
  • Card freeze, spend controls, and virtual cards
  • Biometric login — Face ID & fingerprint
  • Secure in-app messaging with your advisor
  • Multi-account view — personal and business together
⭐ 4.9 App Store • 38K ratings
⭐ 4.8 Google Play • 22K ratings
Good Morning, Nikos
€ 12,480.50
🔔
💸 Send
📥 Receive
💳 Cards
📊 Stats
Recent Transactions
Supermarket Alphamega-€ 47.20
Salary — Acme Ltd+€ 2,800.00
SEPA Transfer sent-€ 350.00
Interest Credited+€ 36.40
Recognition & Awards
2025
Best Credit Union Cyprus
Cyprus Financial Awards
2025
FinTech Innovation Award
EBA Fintech Forum
2024
Best Community Bank
Banker Middle East
2024
Top SME Lender Cyprus
Business Finance Review
2023
ISO 27001 Certified
Information Security
2023
Best Mobile Banking App
Cyprus Tech Awards
Our Branches

12 Locations Across Cyprus

Walk in, open an account, or speak with a financial advisor — no appointment needed at most branches.

Nicosia — Headquarters

14 Makarios III Avenue, 1065 Nicosia

📞 +357 22 880 100

Mon–Fri 08:00–15:30 • Sat 09:00–13:00

Limassol — Central

28 Spyrou Araouzou, 3036 Limassol

📞 +357 25 880 200

Mon–Fri 08:00–15:30

Larnaca

5 Faneromenis Avenue, 6016 Larnaca

📞 +357 24 880 300

Mon–Fri 08:00–15:30

Paphos

12 Poseidonos Avenue, 8042 Paphos

📞 +357 26 880 400

Mon–Fri 08:00–14:30

Famagusta (Paralimni)

3 Protaras Avenue, 5280 Paralimni

📞 +357 23 880 500

Mon–Fri 08:00–14:30

+ 7 More Branches

Strovolos, Engomi, Ayia Napa, Limassol Old Town, Pafos Harbour, Nicosia Airport Rd, Larnaca Marina

View all locations →
Member Stories

Trusted by 118,000+ Members

Real people sharing why they chose Cyprus Union Savings Bank.

★★★★★

"Switching to CUSB was the best financial decision I've made. The mortgage rate they gave me was nearly a full point lower than the high-street banks — and the service is genuinely personal."

MK
Maria K.
Homeowner, Nicosia — Member since 2018
★★★★★

"The business checking account has zero fees and the online tools are incredible. My KEF-backed business loan was approved in 48 hours — no other bank even came close."

AN
Andreas N.
Restaurant Owner, Limassol — Member since 2015
★★★★★

"I've banked here for 20 years. The staff know my name, the AER rates on my savings are always competitive, and I love knowing my deposits stay in the community here in Cyprus."

EL
Elena L.
Retiree, Larnaca — Member since 2004
Your Security

Your Money is Safe with Us

Industry-leading protection at every layer — regulation, technology, and insurance.

🏛️

CBC Regulated

Licensed and supervised by the Central Bank of Cyprus under EU banking directives.

🛡️

€100K Deposit Protection

Every deposit protected up to €100,000 per depositor under the Cyprus Deposit Protection Scheme.

🔐

256-bit TLS Encryption

All online and mobile sessions encrypted with bank-grade TLS 1.3 — ISO 27001 certified.

📲

Two-Factor Authentication

Every login and transaction requires a second factor — biometric, SMS OTP, or hardware token.

🔒

GDPR Compliant

Your data is handled under strict EU GDPR rules. You control your data — always.

👁️

24/7 Fraud Monitoring

Real-time AI transaction monitoring alerts you and blocks suspicious activity instantly.

Learn more about our security practices →

Latest News

Updates from CUSB

Stay informed with the latest from Cyprus Union Savings Bank.

Rates

CUSB Raises High-Yield Savings to 3.50% AER — Highest in the Cooperative Sector

We're proud to announce an increase in our High-Yield Savings rate, effective immediately for all members, in line with ECB rate policy.

12 May 2026
Technology

New Mobile App Launches with SEPA Instant and AI Budgeting Tools

Our redesigned mobile banking app is now live on iOS and Android — rated 4.9★ with SEPA Instant, smart budgets, and biometric login.

28 April 2026
Community

CUSB Awards €120,000 in Local Scholarships for the Class of 2026

Cyprus Union Savings Bank continues its commitment to education with the largest scholarship award in our 63-year history.

10 April 2026

Ready to Join the Cyprus Union Family?

Open an account in minutes and start enjoying better banking today — no branch visit required.